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CHM is the longest-serving health cost sharing ministry in the nation. Learn more about an affordable, faith-based healthcare solution.

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Get financial freedom with Christian Healthcare Ministries' healthcare programs. Choose from CHM Gold, Silver, Bronze, or SeniorShare™ for Christian healthcare plans and gain peace of mind.

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Discover the benefits of medical cost sharing with CHM. Learn what is cost sharing and choose the best option for you and your family.

About CHM The original cost sharing ministry Christian Healthcare Ministries (CHM) was established in 1981. As the nation’s first and longest-serving health cost sharing ministry, CHM provides a cost-effective, accountable, and faith-based framework—health cost sharing—to help fellow believers facing a health crisis.

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CHM is a faith-based solution that makes affordable care possible. Learn more about one of our four programs when you need it most.

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Christian Healthcare Ministries offers four programs: CHM Gold ($299 per unit, per month), CHM Silver ($169 per unit, per month), CHM Bronze ($115 per unit, per month), and SeniorShare™ ($119 per unit, per month). CHM Plus is for catastrophic medical bills and is an optional (but highly recommended) add-on with a monthly cost of $42 per unit.

CHM offers four programs for people of all ages. Discover which CHM program works best for you with our Find Your Program quiz.

Dave Ramsey trusts Christian Healthcare Ministries and you can too. Find out why Dave Ramsey and Ramsey Solutions believe in CHM for health-cost sharing.

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