They were well fixed for food. [=they had a good supply of food] How are you fixed for money? [=do you have enough money?] He's fixed for life. [=he has enough money to live comfortably for the rest of his life]
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In the title, the correct and more grammatical way to say it is the second one. "Is" should be placed, because if not, the sentence would have more errors versus the other one. But if it is, it should be more "front" of the sentence. Example of this: "Why is that so scrambled?" vs "Why that is so scrambled?"
Why is a just a rather odd wh -word. Its distribution is very limited -- it can only have the word reason as its antecedent, and since it's never the subject it's always deletable. Consequently it behaves strangely, as you and others point out.
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