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You can add your credit card, debit card, bank account, PayPal account, or mobile phone as a new payment method for your Microsoft account.

To make sure your payments go through smoothly, keep your bank, credit card, and Microsoft account contact details up to date. You may also see some phishing emails about non-payment issues.

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If you don't have a Microsoft gift card, you can purchase one online: Make sure your payment methods are current on your Microsoft account. For more info, see Change the payment method or credit card linked to your Microsoft account or Payment options and orders. Go to the gift cards page in the Microsoft Store and select either Xbox or Microsoft gift card.

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Skype Credit users can also continue to use their remaining Skype Credit. After , the Skype Dial Pad will be available to remaining paid users from the Skype web portal and within Teams. So the credits will be avilable until the next of your renewal period. After that they are gone.

A credit score is a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports. A credit score is a three-digit measure of how well you're managing your finances. The higher the score, the more likely you are to get approved for loans and for better rates.

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Learn how providers in the Cloud Solution Provider (CSP) program can request credit from Microsoft for both legacy and new commerce products and services.

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Saving your card to Microsoft account You can save your debit or credit card to your Microsoft account by choosing Save when you checkout. The saving card experience shown below varies in different regions. The option of saving your card to Microsoft account is available to you if you have turned on the below two settings in Microsoft Edge.

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