CEA is required by law to adjust its rates as needed so that they remain actuarially sound, using the best available science. Any rate or policy changes must be reviewed and approved by the CEA Governing Board and the California Department of Insurance. The California Department of Insurance and CEA’s Governing Board have approved two changes and one clarification, described below, that will ...
California Earthquake Authority -protecting Californians from earthquake risks. Learn about earthquake preparedness and insurance from the CEA, a not-for-profit organization offering earthquake insurance to California residents. Get tips on how to prepare for an earthquake and the benefits of having earthquake insurance.
Use CEA's Premium Calculator to estimate the cost of a CEA California residential earthquake insurance policy. To purchase a CEA policy, you must go through your residential insurer. If you are interested in learning about options available to you from other earthquake insurance companies, visit our Other Earthquake Insurance Providers webpage.
Dive into the California Earthquake Authority's (CEA) remarkable journey! From the Northridge quake's wake to statewide earthquake preparedness, explore how the CEA safeguards Californians. Discover the history of CEA, milestones, and commitment to earthquake preparedness and resilience.
CEA’s participating residential insurers manage CEA policies on our behalf. You can conveniently work with your residential insurance company to purchase and manage your CEA earthquake insurance policy. They will process policy applications, renewals, bill payments, or claims.
Contact CEA If you have a question about your CEA insurance policy, need billing or payment help, or are interested in purchasing a policy, the fastest way to get support is to contact your insurance company or agent.