All About Mortgages

A balloon mortgage is a type of home loan with a shorter term than traditional mortgages, typically between 5 and 7 years. It features lower monthly payments throughout the term, but requires a large ...

Assumable mortgages are loans that allow a homebuyer to take over a seller’s existing mortgage. This means that a buyer keeps the seller’s repayment period, mortgage balance and, notably, the seller’s ...

Conventional, FHA, VA, HomeReady, Home Possible, Rocket ONE+, jumbo, refinancing, home equity loan 10-, 15- and 30-year fixed-term conventional loans, 30-year VA and FHA loans, custom mortgages with ...

Here are the average annual percentage rates today on 30-year, 15-year and 5/1 ARM mortgages: .

The interest rate climate has already begun to shift ahead of the Federal Reserve's expected rate cuts this month. Just this week, mortgage rates dropped substantially, falling to an average of 6.35%, ...

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The U.S. mortgage landscape is changing as average rates rise above pre-pandemic levels, impacting homeowner behavior and the housing market. With more homeowners holding expensive mortgages, the ...

CNN: The Trump administration is ‘actively evaluating’ portable mortgages. What you need to know

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The Trump administration is ‘actively evaluating’ portable mortgages. What you need to know

Citi Mortgage is your source for affordable mortgages. Take advantage of our easy-to-use calculators and real, live support before applying for a mortgage.

Easiest mortgages to qualify for in April 2026 We analyzed dozens of top lenders to find out which have the most flexible eligibility requirements.

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Learn about Citi's current home loan rates. Explore 15-, 20- and 30-year fixed-rate mortgages, and 30-year FHA, VA, and Jumbo loans.